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Home Insurance Costs with Deductible Scenarios in Berks County, PA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Berks County, PA $170900 $520 $715
Upper Macungie, PA $292800 $593 $817
Gilbertsville, PA $258700 $653 $899
Pottstown, PA $127000 $439 $605
Ancient Oaks, PA $281100 $577 $794
Weisenberg, PA $286200 $696 $957
Mount Aetna, PA $172100 $537 $739
Boyertown, PA $149600 $506 $697
West Lawn, PA $132800 $481 $662
Exeter, PA $186700 $467 $643

Impact of Coverage Amount on Home Insurance Cost In Berks County, PA

Coverage Amount Home Insurance Cost ($)
$100,000 $366
$200,000 $1,349
$300,000 $1,714
$400,000 $2,139
$500,000 $2,738
$750,000 to $1000,000 $3,166
Above $1000,000 $3,743


Berks County, PA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Berks County, PA Average Home Insurance Cost$723.62
State Average Home Insurance Cost$745
Difference Vs national Average-500.38

Top Homeowners Insurance Companies in Berks County, PA

Insurance Provider Average Homeowners Insurance Cost($)
State Farm $913
Travelers $904
Encompass $794
Truck Insurance $535

Berks County, PA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -94 630
One Claim +51 774
Two Claims +87 810