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Home Insurance Costs with Deductible Scenarios in Cumberland County, PA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Cumberland County, PA $194100 $549 $755
Silver Spring, PA $242200 $529 $728
Gardners, PA $184400 $554 $762
Shiremanstown, PA $166400 $529 $728
Newburg, PA $156700 $516 $710
Idaville, PA $182500 $551 $758
Shippensburg, PA $87000 $526 $723
North Middleton, PA $176100 $504 $694
Carlisle, PA $176800 $505 $696
Orrstown, PA $127100 $472 $650

Impact of Coverage Amount on Home Insurance Cost In Cumberland County, PA

Coverage Amount Home Insurance Cost ($)
$100,000 $381
$200,000 $1,233
$300,000 $1,647
$400,000 $1,999
$500,000 $2,559
$750,000 to $1000,000 $2,959
Above $1000,000 $3,498


Cumberland County, PA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Cumberland County, PA Average Home Insurance Cost$764.36
State Average Home Insurance Cost$745
Difference Vs national Average-459.64

Top Homeowners Insurance Companies in Cumberland County, PA

Insurance Provider Average Homeowners Insurance Cost($)
State Farm $913
Travelers $904
Safeco $685
Penn National Insurance $495

Cumberland County, PA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -92 673
One Claim +54 818
Two Claims +107 871