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Home Insurance Costs with Deductible Scenarios in Luzerne County, PA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Luzerne County, PA $124100 $453 $624
Bear Creek, PA $171700 $536 $738
Hughestown, PA $117600 $457 $629
Ashley, PA $74600 $378 $520
Ransom, PA $199100 $573 $788
Sugarloaf, PA $196300 $569 $782
Pringle, PA $97700 $423 $582
Nuremberg, PA $103600 $434 $597
Northmoreland, PA $177500 $544 $749
Avoca, PA $112400 $449 $618

Impact of Coverage Amount on Home Insurance Cost In Luzerne County, PA

Coverage Amount Home Insurance Cost ($)
$100,000 $553
$200,000 $1,434
$300,000 $1,949
$400,000 $2,511
$500,000 $3,214
$750,000 to $1000,000 $3,716
Above $1000,000 $4,394


Luzerne County, PA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Luzerne County, PA Average Home Insurance Cost$631.47
State Average Home Insurance Cost$745
Difference Vs national Average-592.53

Top Homeowners Insurance Companies in Luzerne County, PA

Insurance Provider Average Homeowners Insurance Cost($)
State Farm $913
Safeco $685
Farmers $654
Penn National Insurance $495

Luzerne County, PA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -88 543
One Claim +44 676
Two Claims +82 714