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Home Insurance Costs with Deductible Scenarios in Reading, PA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Reading, PA $69500 $602 $828
Kutztown, PA $158000 $518 $712
Flying Hills, PA $162000 $523 $720
Exeter, PA $186700 $467 $643
Stouchsburg, PA $143400 $497 $684
Rockland, PA $226400 $608 $837
Mertztown, PA $134300 $483 $665
Blue Ball, PA $214100 $592 $815
Goodville, PA $247500 $637 $876
Ontelaunee, PA $205000 $580 $798

Impact of Coverage Amount on Home Insurance Cost In Reading, PA

Coverage Amount Home Insurance Cost ($)
$100,000 $1,415
$200,000 $3,519
$300,000 $4,916
$400,000 $5,947
$500,000 $7,612
$750,000 to $1000,000 $8,802
Above $1000,000 $10,407


Reading, PA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Reading, PA Average Home Insurance Cost$838.274
State Average Home Insurance Cost$745
Difference Vs national Average-385.726

Top Homeowners Insurance Companies in Reading, PA

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $934
Travelers $904
Encompass $794
Penn National Insurance $495

Reading, PA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -101 738
One Claim +67 905
Two Claims +101 939