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Home Insurance Costs with Deductible Scenarios in State College, PA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
State College, PA $284300 $665 $915
Lemont, PA $234300 $619 $852
Huston, PA $163300 $525 $722
Park Forest Village, PA $259100 $549 $756
Mifflin County, PA $103700 $592 $814
Barree, PA $169300 $533 $734
Ferguson, PA $271200 $565 $777
Lumber City, PA $72900 $374 $515
Burnham, PA $83000 $395 $543
Oneida, PA $159100 $519 $714

Impact of Coverage Amount on Home Insurance Cost In State College, PA

Coverage Amount Home Insurance Cost ($)
$100,000 $370
$200,000 $953
$300,000 $1,246
$400,000 $1,618
$500,000 $2,071
$750,000 to $1000,000 $2,395
Above $1000,000 $2,831


State College, PA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
State College, PA Average Home Insurance Cost$926.4
State Average Home Insurance Cost$745
Difference Vs national Average-297.6

Top Homeowners Insurance Companies in State College, PA

Insurance Provider Average Homeowners Insurance Cost($)
Nationwide $879
Erie $855
Farmers $654
Penn National Insurance $495

State College, PA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -120 806
One Claim +56 982
Two Claims +130 1056